165 plain-English guides
Insolvency guides and resources
Plain-English insolvency guides, each reviewed by an ICAEW-licensed practitioner: costs, process, comparisons, employee and creditor questions, sector advice and timely guidance. A guide, not advice.
Core ServicesStruggling BusinessDirector ConcernsHMRC and DebtEmployees and CreditorsCosts and ProcessComparisonsSectorsTimely ContentManchester and LocalTrust and Team
Core Services
8 guidesThe formal procedures our practitioners run, explained.
Compulsory Liquidation - What Happens When a Creditor Winds Up Your Company
Compulsory liquidation explained - the winding up petition process, timescales, the Official Receiver's role, what it means for directors, and how to stop it before the hearing.
ReadBankruptcy Advice
Bankruptcy advice - how it works, what it means for your home, career and credit, and how it compares to an IVA. Free, confidential advice from ICAEW-licensed practitioners in Manchester.
ReadIndividual Voluntary Arrangement (IVA)
Individual Voluntary Arrangement (IVA) explained - how it works, advantages, how it compares to bankruptcy, and whether it's right for you. Free advice from ICAEW-licensed practitioners in Manchester.
ReadPre-Pack Administration - Process, Rules and Director Duties
What is a pre-pack administration? How pre-pack sales work, the rules on selling to connected parties, what creditors can expect, and whether directors can buy the business back.
ReadCompany Voluntary Arrangement (CVA) - Pros, Cons and Eligibility
What is a Company Voluntary Arrangement? How a CVA works, the approval process, advantages and disadvantages, and which companies genuinely suit one.
ReadCompany Administration
Company Administration explained - how it works, when it's the right option to rescue a business, and the protection it offers directors and creditors. Free advice from ICAEW-licensed IPs.
ReadMembers' Voluntary Liquidation (MVL)
Members' Voluntary Liquidation - the tax-efficient way to close a solvent company. Process, declaration of solvency and Business Asset Disposal Relief explained by ICAEW-licensed IPs.
ReadCreditors' Voluntary Liquidation (CVL)
Creditors' Voluntary Liquidation explained - the process, costs and advice for directors of insolvent companies. Free, confidential guidance from ICAEW-licensed IPs in Manchester.
ReadStruggling Business
15 guidesWarning signs, cash flow and the options before a formal process.
When Do You Know It's Time to Close Your Business?
How to know when it's time to close your business - the financial tests, the honest questions beyond the numbers, and why deciding early keeps the decision yours.
ReadHow Can I Save My Company From Liquidation?
How to save a company from liquidation - the rescue routes in order of severity, what each requires, and the honest test of whether yours can be saved.
ReadSolving Business Cash Flow Problems
Practical fixes for business cash flow problems - debtor discipline, cost surgery, finance options, creditor scheduling - and how to tell a cash problem from a profit problem.
ReadBusiness Restructuring and Turnaround Support
Business restructuring explained - cost surgery, refinancing, informal creditor deals and formal tools, and how a turnaround plan is built and tested.
ReadCommon Warning Signs of Business Insolvency
The warning signs of business insolvency - from cash flow signals to creditor pressure and the legal tests - and what directors should do when they recognise them.
ReadWhat Are My Options If My Company Is Insolvent?
Company insolvent? Every option explained - informal negotiation, Time to Pay, CVA, administration and liquidation - and how to choose based on whether the business is viable.
ReadRefinancing a Distressed Business
Refinancing a distressed business - when it helps, the types (asset finance, invoice finance, loans, equity), when it's not the answer, and the risks. Free advice from ICAEW-licensed IPs in Manchester.
ReadCompany Debt Options Explained
Company debt options explained - informal negotiation, refinancing, CVA, administration, and CVL, with how to choose the right option. Free advice from ICAEW-licensed IPs in Manchester.
ReadCreditor Pressure: How to Respond
Creditor pressure: how to respond - assessing your position, prioritising, communicating, negotiating, and using formal options. Free advice from ICAEW-licensed IPs in Manchester.
ReadWhen to Seek Insolvency Advice
When to seek insolvency advice - the cost of delay, the warning signs, what good advice looks like, and why the first conversation is free and confidential. Free advice from ICAEW-licensed IPs in Manchester.
ReadRestructuring Options for Businesses
Restructuring options for businesses - informal negotiation, CVAs, operational restructuring, administration, and when restructuring isn't enough. Free advice from ICAEW-licensed IPs in Manchester.
ReadHow to Turn Around a Struggling Business
How to turn around a struggling business - diagnosis, viability assessment, cash-flow stabilisation, restructuring, formal protection, and professional advice. Free advice from ICAEW-licensed IPs in Manchester.
ReadCash-Flow Problems: What to Do
Cash-flow problems: what to do - diagnosing the problem, immediate action, negotiating with creditors and HMRC, and formal rescue options. Free advice from ICAEW-licensed IPs in Manchester.
ReadWinding-Up Petition: What to Do
Winding-up petition what to do - the process, why it's an emergency, your options (administration, negotiation, opposition) and why you must act immediately. Free advice from ICAEW-licensed IPs in Manchester.
ReadSigns Your Business May Be Insolvent
Signs your business may be insolvent - the two tests of insolvency, financial and operational warning signs, and why early action matters. Free advice from ICAEW-licensed IPs in Manchester.
ReadDirector Concerns
26 guidesPersonal liability, guarantees, loan accounts and your future as a director.
Can I Resign as a Director If the Company Has Debts?
Resigning as a director of a company in debt - what resignation does and doesn't change, and why it rarely helps.
ReadWhat Is a Personal Liability Notice?
HMRC Personal Liability Notices explained - when unpaid National Insurance transfers to directors, who gets targeted, and how to respond.
ReadAm I Personally Liable for My Limited Company's Debts?
Are directors personally liable for limited company debts? Understand limited liability, the exceptions - personal guarantees, overdrawn loan accounts, wrongful trading - and how to protect your position.
ReadWhat Are a Director's Fiduciary Duties?
Directors' duties under the Companies Act - the seven statutory duties, and how they shift towards creditors when insolvency approaches.
ReadWhat Happens to a Director During Company Liquidation?
What happens to directors when a company goes into liquidation? Your duties, the liquidator's investigation, redundancy claims, and whether you can be a director again.
ReadCan You Be a Director Again After Liquidation?
Can you be a company director after your company was liquidated? Yes - the rules, the exceptions, and the one trap that catches genuine restarts.
ReadCan I Lose My House If My Company Goes Into Liquidation?
Will company liquidation put your home at risk? The honest answer - usually no, and the specific exceptions that change it.
ReadCompany Director Disqualification - Causes, Process and Consequences
Director disqualification explained - the conduct that leads to it, how the process works, undertakings vs court orders, what a ban prohibits, and how to respond to a CDDA letter.
ReadCan I Close a Company With Debts and Start Again?
Can you close a company with debts and start a new one? Yes, if done properly - the legal route, the company name restrictions, buying back assets, and the phoenix rules explained.
ReadDirectors' Personal Guarantees - What Happens in Liquidation?
What happens to personal guarantees when a company is liquidated? Which debts carry them, how demands work, negotiation and settlement options, and when guarantees can be challenged.
ReadWhat Is Wrongful Trading? Director Responsibilities When Insolvent
Wrongful trading explained - when the duty to creditors begins, what courts look at, the defence of taking every step, and how directors protect themselves in practice.
ReadDirector Redundancy - Can Directors Claim When a Company Closes?
Can company directors claim redundancy pay in liquidation? Eligibility rules, what can be claimed, how claims are assessed - and a warning about redundancy claim firms.
ReadOverdrawn Director's Loan Account and Liquidation - What Directors Need to Know
What happens to an overdrawn director's loan account in liquidation? Why the liquidator must pursue it, how DLAs become overdrawn, and the realistic options for settling.
ReadCan I Liquidate a Company With a Bounce Back Loan?
Can you liquidate a company with an unpaid Bounce Back Loan? Yes - here's how BBLs are treated in liquidation, when directors face personal risk, and how misuse is investigated.
ReadWhat Happens to Money Owed to Directors in Liquidation?
What happens to money owed to directors in liquidation - loans, unpaid salary, dividends, set-off, and the overdrawn loan account. Free advice from ICAEW-licensed IPs in Manchester.
ReadDirectors' Duties When a Company Is Insolvent
Directors' duties when a company is insolvent - the shift to creditors, practical implications, the role of advice, and how to protect yourself. Free advice from ICAEW-licensed IPs in Manchester.
ReadDirector Disqualification Proceedings
Director disqualification proceedings - when they begin, examples of unfit conduct, the process, duration, consequences, and how to protect yourself. Free advice from ICAEW-licensed IPs in Manchester.
ReadWhat Is Fraudulent Trading?
What is fraudulent trading? Section 213 of the Insolvency Act, how it differs from wrongful trading, the consequences, and how to protect yourself. Free advice from ICAEW-licensed IPs in Manchester.
ReadCan You Be a Director Again After Liquidation?
Can you be a director again after liquidation? Section 216 name restrictions, disqualification and how to start a new business compliantly. Free advice from ICAEW-licensed IPs in Manchester.
ReadCan I Lose My House If My Company Goes Into Liquidation?
Can I lose my house if my company goes into liquidation? When your home is at risk, when it's safe, and how to protect yourself. Free, confidential advice from ICAEW-licensed IPs in Manchester.
ReadDirectors' Personal Guarantees: What Happens in Liquidation
Directors' personal guarantees in liquidation - which debts have them, what happens when the company can't pay, and what you can do. Free, confidential advice from ICAEW-licensed IPs in Manchester.
ReadWhat Is Wrongful Trading?
What is wrongful trading? Section 214 of the Insolvency Act, how claims arise, how to protect yourself, and the difference from fraudulent trading. Free advice from ICAEW-licensed IPs in Manchester.
ReadDirector Redundancy: Can Directors Claim?
Can directors claim redundancy? Qualifying conditions, what you can claim, how much it's worth and how to claim from the Redundancy Payments Service. Free advice from ICAEW-licensed IPs in Manchester.
ReadOverdrawn Director's Loan Account and Liquidation
Overdrawn director's loan accounts in liquidation - how they happen, the personal liability, tax implications and how to protect yourself. Free advice from ICAEW-licensed IPs in Manchester.
ReadAm I Personally Liable for My Limited Company's Debts?
Are directors personally liable for company debts? Personal guarantees, wrongful trading, overdrawn loan accounts and tax debts explained. Free advice from ICAEW-licensed IPs in Manchester.
ReadWhat Happens to a Director During Company Liquidation?
What happens to directors during liquidation? Conduct investigations, personal liability, redundancy and disqualification explained. Honest advice from ICAEW-licensed IPs in Manchester.
ReadHMRC and Debt
16 guidesVAT, PAYE, corporation tax, Time to Pay and enforcement.
Can I Write Off My Company's HMRC Tax Debts?
Can HMRC debts be written off? The honest answer - not by negotiation, but through formal insolvency - and what each route achieves.
ReadWhat Happens If You Miss a Time to Pay Payment?
Missed an HMRC Time to Pay instalment? What happens next, how to save the arrangement, and what a failing TTP tells you.
ReadHMRC Bailiffs and Enforcement - What Powers Do They Have?
HMRC enforcement visits explained - what officers can and can't do, controlled goods agreements, and the options that remain when enforcement starts.
ReadI Can't Pay My Suppliers - What Now?
Can't pay your suppliers? How to negotiate without making it worse, the even-handedness rule, retention of title realities, and when supplier arrears signal the bigger question.
ReadCan't Pay Your Commercial Rent? Your Options as a Tenant
Business can't pay its commercial rent? The landlord's powers - CRAR, forfeiture, guarantees - and the tenant's realistic options, from negotiation to formal processes.
ReadI Can't Pay My Business Rates - What Happens Next?
Business rates arrears explained - the council's enforcement path from reminder to liability order, reliefs worth checking, and the options when rates are one debt among many.
ReadHMRC Time to Pay Arrangements - How to Negotiate
How to get an HMRC Time to Pay arrangement - what HMRC looks for, how to prepare a proposal, typical terms for VAT, PAYE and corporation tax, and what happens if you miss a payment.
ReadI Can't Pay My Company's VAT - What Are My Options?
Company can't pay its VAT bill? Understand HMRC's approach to VAT arrears, Time to Pay arrangements, penalties, and your options if the debt is unmanageable.
ReadCIS Deductions and HMRC
CIS deductions and HMRC - how the Construction Industry Scheme works, why it causes cash-flow issues, what happens when deductions are unpaid, and your options. Free advice from ICAEW-licensed IPs in Manchester.
ReadBusiness Rates Arrears
Business rates arrears - why they build, how local authorities enforce (liability orders, bailiffs, insolvency), and your options including relief, CVAs and administration. Free advice from ICAEW-licensed IPs in Manchester.
ReadHMRC Enforcement Action Explained
HMRC enforcement action explained - reminders, distraint, CCJs, statutory demands, and winding-up petitions, and how to respond at each stage. Free advice from ICAEW-licensed IPs in Manchester.
ReadCan I Write Off My Company's HMRC Tax Debts?
Can you write off company HMRC tax debts? How it works in CVL, CVA and administration, what's not written off, and why to beware quick-fix schemes. Free advice from ICAEW-licensed IPs in Manchester.
ReadPAYE Arrears - What Happens When Your Company Owes HMRC?
Company behind on PAYE and National Insurance? How HMRC treats PAYE arrears, the enforcement process, Time to Pay options, and the personal liability risks directors should know.
ReadCorporation Tax Arrears - What Happens If You Can't Pay?
Can't pay your company's corporation tax? How HMRC pursues CT arrears, interest and penalties, Time to Pay options, and what unpayable corporation tax says about the wider position.
ReadHMRC Time to Pay Arrangements
HMRC Time to Pay arrangements explained - when HMRC agrees, how to negotiate, what to watch for, and alternatives if the debt is too large. Free advice from ICAEW-licensed IPs in Manchester.
ReadI Can't Pay My Company's VAT
Can't pay your company's VAT? Your options explained - Time to Pay, CVL, administration and director responsibilities. Free, confidential advice from ICAEW-licensed IPs in Manchester.
ReadEmployees and Creditors
12 guidesWhat happens to staff and to the people a company owes.
TUPE and Insolvency - What Employers Need to Know
How TUPE applies in insolvency - when employees transfer to a buyer, the liquidation exception, pre-pack implications, and what buyers and directors should check.
ReadA Company That Owes Me Money Has Gone Into Liquidation - What Can I Do?
Owed money by a company in liquidation? How to submit a claim, realistic recovery expectations, retention of title, guarantees, and protecting your own business from the hit.
ReadWhat Is the Order of Creditors in a Liquidation?
The statutory order of payment in a liquidation - from fixed charge holders through preferential creditors and the prescribed part to unsecured creditors and shareholders.
ReadI Can't Afford to Pay My Staff Their Wages - What Should I Do?
Company can't cover payroll? What to do this week - the options before payday, what not to do, how staff are protected if the company fails, and where directors stand.
ReadWhat Happens to Employees When a Company Goes Into Liquidation?
What happens to employees in liquidation? Redundancy, wages, notice and holiday claims through the Redundancy Payments Service, timescales, caps, and how directors should handle staff.
ReadHow to Make a Claim as a Creditor
How to make a claim as a creditor in a liquidation - the proof of debt, evidence, verification, distributions, and what to do if your claim is rejected. Free advice from ICAEW-licensed IPs in Manchester.
ReadPreferential Creditors Explained
Preferential creditors explained - who they are, how they rank, the prescribed part, HMRC's position, and why it matters. Free advice from ICAEW-licensed IPs in Manchester.
ReadWhat Is TUPE and When Does It Apply?
What is TUPE and when does it apply - protection of employment, transfers in insolvency, when TUPE does not apply, and what it means for directors and employees. Free advice from ICAEW-licensed IPs in Manchester.
ReadEmployee Redundancy and the Redundancy Payments Service
Employee redundancy and the Redundancy Payments Service - what the RPS pays, how to claim, directors' own entitlements, and what to do. Free advice from ICAEW-licensed IPs in Manchester.
ReadSecured vs Unsecured Creditors
Secured vs unsecured creditors - what each is, how security affects priority and recovery, and where HMRC and suppliers rank. Free advice from ICAEW-licensed IPs in Manchester.
ReadWhat Creditors Are Paid First in Liquidation?
What creditors are paid first in liquidation - the statutory order of payment, preferential and secured creditors, and why unsecured creditors often receive little. Free advice from ICAEW-licensed IPs in Manchester.
ReadWhat Happens to Employees When a Company Goes Into Liquidation?
What happens to employees when a company goes into liquidation - redundancy, the Redundancy Payments Service, what they're owed, and director entitlements. Free advice from ICAEW-licensed IPs in Manchester.
ReadCosts and Process
28 guidesHow each process runs, how long it takes and what it costs.
Winding Up Petitions - How to Respond and What Happens Next
Received a winding up petition? The timeline, why your bank account freezes, the five ways to respond before the hearing, and the mistakes that forfeit your options.
ReadWhat Is a Statement of Affairs in Insolvency Proceedings?
The statement of affairs explained - what it contains, who prepares and verifies it, why accuracy matters, and how it shapes the whole liquidation.
ReadHow to Prepare a Company for Liquidation
Preparing a company for liquidation - the records to gather, what to stop doing immediately, how to handle staff and creditors, and the pre-liquidation mistakes to avoid.
ReadTax Implications of a Members' Voluntary Liquidation
The tax treatment of an MVL - capital vs income distributions, BADR, the company's final tax bills, distributions in specie, and the TAAR anti-avoidance rule.
ReadWhat Questions Are Asked in a Liquidation Investigation?
The questions liquidators ask directors - what the investigation covers, the documents reviewed, and how straightforward cases conclude quickly.
ReadCan You Keep a Company Name After Liquidation?
The section 216 rules on reusing a liquidated company's name - what counts as similar, the five-year ban, the exceptions, and the personal liability for breach.
ReadHow Much Does an Insolvency Practitioner Cost?
Insolvency practitioner fees explained - how IPs charge, typical costs for liquidations and administrations, how fees are approved, and how to check a practitioner is licensed.
ReadHow Long Does It Take to Liquidate a Company?
How long does company liquidation take? Typical timelines for CVL, MVL and compulsory liquidation, from first advice to dissolution - and what affects the timescale.
ReadWhat Is a Declaration of Solvency? (MVL)
The Declaration of Solvency explained - what directors are swearing in an MVL, the 12-month test, and the consequences of getting it wrong.
ReadThe CVL Process - A Five-Step Guide for Directors
The Creditors' Voluntary Liquidation process step by step - advice, resolutions, creditor approval, the liquidator's work, and closure - with realistic timescales for each stage.
ReadHow Much Does It Cost to Liquidate a Company?
How much does company liquidation cost? Typical CVL and MVL fees, what's included, who pays, and how director redundancy can fund the process.
ReadCompany Strike Off and Dissolution - When It's Suitable (and When It Isn't)
How to strike off a limited company - the DS01 process, the conditions, who must be told, and the situations where strike off is the wrong tool.
ReadCompany Liquidation - Your Options Explained
What is company liquidation? Understand the three types of liquidation - CVL, MVL and compulsory - how each works, and which applies to your company.
ReadCompany Insolvency - What It Means and What to Do Next
What does it mean when a company is insolvent? The two legal tests, what changes for directors, and the next steps once insolvency is confirmed.
ReadClosing a Limited Company - Every Route Compared
Thinking of closing your limited company? Compare every route - strike off, MVL, CVL and administration - and find the right option for solvent and insolvent companies.
ReadCan I Liquidate a Limited Company Myself?
Can you liquidate a company without an insolvency practitioner? What the law requires, what directors can do themselves, and the DIY routes that exist - and don't.
ReadBusiness Asset Disposal Relief in an MVL - How Directors Pay 10% Tax
How Business Asset Disposal Relief works in a Members' Voluntary Liquidation - the qualifying conditions, the lifetime limit, and the anti-avoidance rules to respect.
ReadThe Balance Sheet Test and Cash Flow Test for Insolvency
The two legal tests for company insolvency explained - how the cash flow and balance sheet tests work, contingent liabilities, and why failing either matters.
ReadHow to Close a Dormant Company
How to close a dormant company - strike-off vs MVL, what to do first (accounts, debts, deregistration), and what it costs. Free advice from ICAEW-licensed IPs in Manchester.
ReadThe Creditors' Meeting in Liquidation Explained
The creditors' meeting in liquidation explained - when and how it's held, what happens, who can attend, and whether directors need to attend. Free advice from ICAEW-licensed IPs in Manchester.
ReadWhat Is a Statement of Affairs?
What is a Statement of Affairs - what it contains, who prepares it, why it matters, and the role of directors. Free advice from ICAEW-licensed IPs in Manchester.
ReadHow to Choose an Insolvency Practitioner
How to choose an insolvency practitioner - checking the licence, speaking to a practitioner not a salesperson, transparency, experience, and red flags to avoid. Free advice from ICAEW-licensed IPs in Manchester.
ReadThe Liquidation Process Step by Step
The liquidation process step by step - initial advice, decision, preparation, meetings, appointment, realisation, distribution and dissolution. Free advice from ICAEW-licensed IPs in Manchester.
ReadWhat Happens to Company Assets in Liquidation?
What happens to company assets in liquidation - the order of payment, types of assets, finance agreements, and what directors should do. Free advice from ICAEW-licensed IPs in Manchester.
ReadHow to Close a Limited Company
How to close a limited company - strike-off, MVL, CVL, administration and CVA explained, with how to choose the right route. Free advice from ICAEW-licensed IPs in Manchester.
ReadHow Much Does an Insolvency Practitioner Cost?
How much does an insolvency practitioner cost? Transparent fee guidance for CVL, MVL, administration and CVA, with what's included and what to check. ICAEW-licensed IPs in Manchester.
ReadHow Long Does It Take to Liquidate a Company?
How long does liquidation take? MVL, CVL and compulsory liquidation timelines explained, with the key factors that affect how fast a company closes. ICAEW-licensed IPs in Manchester.
ReadHow Much Does It Cost to Liquidate a Company?
What does it cost to liquidate a company? CVL and MVL fees explained, what's included, and how to fund liquidation when your company has no assets. Transparent guidance from ICAEW-licensed IPs.
ReadComparisons
13 guidesTwo routes side by side, so you can see the difference.
Insolvency vs Liquidation - What's the Difference?
Insolvency and liquidation are not the same thing - one is a financial state, the other a legal process. The difference explained, and why it matters for what happens next.
ReadCVA vs Liquidation - Comparing Your Options
CVA or liquidation? How the two compare on survival, cost, creditor outcomes, directors' positions and timescales - and the viability test that decides between them.
ReadVoluntary vs Compulsory Liquidation - What's the Difference?
Voluntary and compulsory liquidation compared - who starts each, what a winding up petition means, and why acting first almost always leaves directors better placed.
ReadStrike Off vs Liquidation - The Differences Explained
Strike off or liquidation? Compare cost, tax treatment, debts, and director risk - and learn why striking off a company with debts usually backfires.
ReadIVA vs Debt Management Plan (DMP)
IVA vs Debt Management Plan - the key differences in formality, legal protection, debt written off, duration and credit file impact, to help you choose. Free advice from ICAEW-licensed practitioners in Manchester.
ReadPre-Pack vs Standard Administration
Pre-pack vs standard administration - the key difference in timing, why each is used, transparency and value preservation, and how to choose. Free advice from ICAEW-licensed IPs in Manchester.
ReadMVL vs Strike-Off: Which Is Right for a Solvent Company?
MVL vs strike-off - the £25,000 threshold, capital vs dividend tax treatment, Business Asset Disposal Relief, and which is right for your solvent company. Free advice from ICAEW-licensed IPs in Manchester.
ReadLiquidation vs Bankruptcy: What's the Difference?
Liquidation vs bankruptcy - the key distinction (corporate vs personal), how they connect, and which applies to your situation. Free advice from ICAEW-licensed IPs in Manchester.
ReadIVA vs Bankruptcy: Which Is Right for You?
IVA vs bankruptcy - the key differences in duration, your home, payments, career and credit, to help you choose the right personal debt solution. Free advice from ICAEW-licensed practitioners in Manchester.
ReadCVA vs Administration: Which Rescue Route?
CVA vs administration - the key differences, when each is better, and how they can be combined for a rescue. Free advice from ICAEW-licensed IPs in Manchester.
ReadCVL vs MVL Explained
CVL vs MVL explained - the key differences in solvency, the Declaration of Solvency, tax treatment and cost, to help you choose the right route. Free advice from ICAEW-licensed IPs in Manchester.
ReadCompulsory vs Voluntary Liquidation
Compulsory vs voluntary liquidation - the key differences in control, cost, outcome and director protection, and why acting first usually pays. Free advice from ICAEW-licensed IPs in Manchester.
ReadLiquidation vs Administration - Which Is Right for Your Company?
Liquidation or administration? The key differences explained - purpose, process, cost, outcomes for directors and employees - and how to tell which fits your company.
ReadSectors
8 guidesInsolvency in construction, retail, hospitality and other trades.
Insolvency for Professional Services Firms
Insolvency for professional services firms - why the sector is vulnerable, regulatory and client-money considerations, fee debtor recovery, and rescue options. Free advice from ICAEW-licensed IPs in Manchester.
ReadInsolvency for Recruitment Agencies
Insolvency for recruitment agencies - why the sector is vulnerable, contractor pay and IR35, client debt risk, and rescue and closure options. Free advice from ICAEW-licensed IPs in Manchester.
ReadInsolvency for Transport and Logistics
Insolvency for transport and logistics - why the sector is vulnerable, vehicle finance and operator licensing considerations, and rescue and closure options. Free advice from ICAEW-licensed IPs in Manchester.
ReadInsolvency for Manufacturing Companies
Insolvency for manufacturing companies - why the sector is vulnerable, asset and finance considerations, and rescue and closure options. Free advice from ICAEW-licensed IPs in Manchester.
ReadInsolvency for Contractors and Sole Traders
Insolvency for contractors and sole traders - personal liability, limited company vs sole trader, and personal debt solutions (IVA, bankruptcy). Free advice from ICAEW-licensed practitioners in Manchester.
ReadInsolvency for Hospitality and Leisure
Insolvency for hospitality and leisure businesses - why the sector is vulnerable, rent and rates issues, and rescue and closure options. Free advice from ICAEW-licensed IPs in Manchester.
ReadInsolvency for Retail Businesses
Insolvency for retail businesses - why the sector is vulnerable, business rates and lease issues, and rescue and closure options. Free advice from ICAEW-licensed IPs in Manchester.
ReadInsolvency for Construction Companies
Insolvency for construction companies - why the sector is vulnerable, CIS and VAT issues, the Construction Act, and rescue and closure options. Free advice from ICAEW-licensed IPs in Manchester.
ReadTimely Content
5 guidesLaw changes, statistics and the wider economy.
Changes to Insolvency Law and Regulation
Changes to insolvency law and regulation - Crown preference, the moratorium and restructuring plan, termination clauses, pre-pack reforms, and what they mean for businesses. Free advice from ICAEW-licensed IPs in Manchester.
ReadInsolvency and the Cost of Living Crisis
Insolvency and the cost of living crisis - reduced spending, rising costs, credit tightening, the effect on insolvency, and how to protect your business. Free advice from ICAEW-licensed IPs in Manchester.
ReadPreparing Your Business for a Recession
Preparing your business for a recession - strengthening cash, reducing costs, diversifying, scenario planning, and taking advice early. Free advice from ICAEW-licensed IPs in Manchester.
ReadHow Economic Uncertainty Affects Businesses
How economic uncertainty affects businesses - demand, costs, credit, confidence, the most exposed sectors, and how to protect your business. Free advice from ICAEW-licensed IPs in Manchester.
ReadUK Insolvency Statistics and Trends
UK insolvency statistics and trends - corporate and personal insolvency, the most affected sectors, and what the figures mean for your business. Free advice from ICAEW-licensed IPs in Manchester.
ReadManchester and Local
18 guidesLicensed practitioners across Greater Manchester.
The Manchester Business Distress Report
Quarterly analysis of business distress across Greater Manchester - insolvency trends, sector pressure, and the early indicators our practitioners see first. [FRAMEWORK - populate with real data before publishing]
ReadInsolvency Practitioners Wigan - Licensed Local Advice
Licensed insolvency practitioners for Wigan companies - CVLs, MVLs, administrations and urgent creditor situations, handled directly by ICAEW-regulated IPs in Manchester.
ReadInsolvency Practitioners Tameside - Licensed Local Advice
Licensed insolvency practitioners for Tameside companies - CVLs, MVLs, administrations and urgent creditor situations, handled directly by ICAEW-regulated IPs in Manchester.
ReadInsolvency Practitioners Altrincham and Trafford - Licensed Local Advice
Licensed insolvency practitioners for Altrincham and Trafford companies - CVLs, MVLs, administrations and urgent creditor situations, handled directly by ICAEW-regulated IPs in Manchester.
ReadBusiness Rescue Advice Across Greater Manchester
Business rescue and turnaround advice across Greater Manchester - administration, CVAs, refinancing and restructuring from ICAEW-licensed insolvency practitioners.
ReadLicensed Insolvency Practitioners in Manchester
Speak directly to licensed insolvency practitioners in Manchester. ICAEW-regulated IPs at 100 Barbirolli Square handling CVLs, MVLs and administrations across Greater Manchester.
ReadInsolvency Practitioners in Trafford and Altrincham
Insolvency practitioners in Trafford and Altrincham - CVL, MVL, administration and CVA services from ICAEW-licensed IPs. Free, confidential advice for local businesses.
ReadInsolvency Practitioners in Rochdale
Insolvency practitioners in Rochdale - CVL, MVL, administration and CVA services from ICAEW-licensed IPs. Free, confidential advice for Rochdale businesses. Local, expert support.
ReadInsolvency Practitioners in Bury
Insolvency practitioners in Bury - CVL, MVL, administration and CVA services from ICAEW-licensed IPs. Free, confidential advice for Bury businesses. Local, expert support.
ReadInsolvency Practitioners in Oldham
Insolvency practitioners in Oldham - CVL, MVL, administration and CVA services from ICAEW-licensed IPs. Free, confidential advice for Oldham businesses. Local, expert support.
ReadMVL Services in Manchester
MVL services in Manchester - tax-efficient closure of solvent companies, Business Asset Disposal Relief, the process, and when an MVL is right. Free advice from ICAEW-licensed IPs in Manchester.
ReadCompany Administration in Manchester
Company administration in Manchester - how it works, when it's right, the moratorium, and our local ICAEW-licensed team. Free, confidential advice for Manchester businesses under pressure.
ReadInsolvency Practitioners in Salford
Insolvency practitioners in Salford - CVL, MVL, administration and CVA services from ICAEW-licensed IPs. Free, confidential advice for Salford businesses. Local, expert support.
ReadInsolvency Practitioners in Bolton
Insolvency practitioners in Bolton - CVL, MVL, administration and CVA services from ICAEW-licensed IPs. Free, confidential advice for Bolton businesses. Local, expert support.
ReadInsolvency Practitioners in Stockport
Insolvency practitioners in Stockport - CVL, MVL, administration and CVA services from ICAEW-licensed IPs. Free, confidential advice for Stockport businesses. Local, expert support.
ReadBusiness Rescue Advice Across Greater Manchester
Business rescue and turnaround advice across Greater Manchester - CVAs, administration, restructuring and early intervention from ICAEW-licensed IPs. Free, confidential advice.
ReadCompany Liquidation Manchester - Local CVL and MVL Specialists
Company liquidation in Manchester - local ICAEW-licensed insolvency practitioners handling CVLs and MVLs across Greater Manchester. Speak directly to a liquidator on 0333 023 5090.
ReadLicensed Insolvency Practitioners in Manchester
Speak directly to ICAEW-licensed insolvency practitioners in Manchester. CVL, MVL and administration specialists based at 100 Barbirolli Square. Free, confidential advice.
ReadTrust and Team
16 guidesWho we are, how we are regulated and how we work.
Reviews and Client Case Studies
Reviews and case studies from directors who worked with our licensed insolvency practitioners in Manchester.
ReadFree Insolvency Advice - What's Available and Where to Get It
Where to get free insolvency advice for your company - what a free consultation with a licensed IP covers, plus the charities and public bodies that can help.
ReadEditorial Policy - How Our Content Is Written and Reviewed
How InsolvencySupport.co.uk content is written, reviewed by licensed insolvency practitioners, and kept up to date.
ReadBeware of Unqualified Insolvency Advice
How to spot unqualified and unregulated insolvency advice - the warning signs, the schemes that harm directors, and how to verify any adviser in two minutes.
ReadOur Regulation - ICAEW Licensing and What It Means for You
What ICAEW licensing means for insolvency practitioners - the protections it gives you, how to verify a licence, and how to spot unregulated insolvency advice.
ReadContact Us - Speak Directly to a Licensed Insolvency Practitioner
Contact InsolvencySupport.co.uk - call 0333 023 5090 to speak directly to an ICAEW-licensed insolvency practitioner in Manchester. Confidential, free, no obligation.
ReadAbout InsolvencySupport.co.uk - Part of Xeinadin Corporate Recovery
InsolvencySupport.co.uk is the direct line to Xeinadin Corporate Recovery's licensed insolvency practitioners in Manchester - no call centres, no lead brokers, no sales teams.
ReadAllan Cadman - Licensed Insolvency Practitioner, Manchester
Allan Cadman is a Licensed Insolvency Practitioner and Director at Xeinadin Corporate Recovery in Manchester, specialising in corporate and personal insolvency.
ReadJessica Barker - Licensed Insolvency Practitioner, Manchester
Jessica Barker is a Licensed Insolvency Practitioner at Xeinadin Corporate Recovery in Manchester, specialising in all areas of corporate insolvency.
ReadAlessandro Sidoli - Licensed Insolvency Practitioner, Manchester
Alessandro Sidoli is a Licensed Insolvency Practitioner and Area Managing Partner at Xeinadin Corporate Recovery in Manchester, specialising in corporate and personal insolvency.
ReadAlan Fallows - Licensed Insolvency Practitioner, Manchester
Alan Fallows is a Licensed Insolvency Practitioner, Partner and Head of Xeinadin Corporate Recovery in Manchester, specialising in corporate and personal insolvency.
ReadOur Approach to Insolvency Advice
Our approach to insolvency advice - honest advice, direct access to a practitioner, clear fees, and support throughout. Free, confidential advice from ICAEW-licensed practitioners in Manchester.
ReadClient Testimonials
Client testimonials - what clients value about our honest advice, direct access to a licensed practitioner, clear fees, speed, and compassion. Free, confidential advice from ICAEW-licensed IPs in Manchester.
ReadAbout Xeinadin Corporate Recovery
About Xeinadin Corporate Recovery - our team, our ICAEW licensing, our services, and our honest, direct approach to insolvency support. Free advice from licensed practitioners in Manchester.
ReadWhy Choose a Licensed Insolvency Practitioner?
Why choose a licensed insolvency practitioner - the qualities of a good IP, legal authority, accountability, honest advice, and the risks of unlicensed advisers. Free advice from ICAEW-licensed IPs in Manchester.
ReadOur ICAEW Licensing and Regulation
Our ICAEW licensing and regulation - what licensing means, why it matters, how to check a practitioner, and why to avoid unlicensed advisers. Free advice from ICAEW-licensed IPs in Manchester.
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